How to Prepare Your Home for Severe Weather Season
From unexpected hailstorms and tornadoes in the Midwest to severe coastal and flash flood events down south, weather can change in an instant. If you own property in Texas, Arkansas, Kansas, Michigan, Georgia, or Indiana, taking a few proactive steps now can protect your family and significantly minimize potential damage to your home.
Here is a quick checklist to help you prepare your property before severe weather strikes:
1. Inspect and Clear Your Roof and Gutters
Your roof is your home’s first line of defense. Safely check for any loose, damaged, or missing shingles and repair them immediately. Make sure your gutters and downspouts are entirely clear of leaves, twigs, and debris. Clean gutters ensure heavy rainwater flows safely away from your home's foundation instead of backing up into your roofline or basement.
2. Trim Overhanging Tree Branches
High winds can easily snap dead or rotting tree limbs, turning them into dangerous projectiles that can crash through windows or crush your roof. Walk around your property and trim back any branches that hang directly over your house, garage, or power lines.
3. Secure Outdoor Items
When a storm warning hits, patio furniture, trampolines, trash cans, and potted plants can easily be picked up by strong wind gusts. Make a plan to quickly move these items into a garage or shed, or invest in heavy-duty tie-downs to anchor them safely.
4. Review Your Homeowners Insurance Policy
The worst time to find out you don't have the right insurance coverage is after a storm has already passed. Standard homeowners insurance policies cover many types of storm damage, but they typically do not cover rising floodwaters or earthquake damage without a specific policy add-on. Additionally, make sure you know your specific wind/hail deductible.
Get a Free Policy Review Today Don't wait for storm clouds to gather to find out if you're fully protected. As an independent agency, we can look over your current coverage and shop top-rated carriers to ensure your home has the best protection at the best price. Scroll down to our Quote Request form, select "Home," and get your free quote today!